Property Evaluation Dossier
Confidential · Buyer-side DD
Premium · NSW7 flagsConfidential
Walk · 2.5/10

69 Willoughby Road, Crows Nest NSW 2065

Crows Nest retail commercial. Sale subject to existing lease · NSW Standard Contract for the Sale of Land · vendor disclosure + incentive deed attached
Lot 12 DP735289 · North Sydney Council · Generated 14 May 2026 · Prepared for Sample viewer · Reviewed against DealVet KB (2026-05-14)

You're reading a sample. Toggle the tier in the top-right to see Standard ($19) vs Premium ($49) vs Deluxe ($79).

Demo toggle, top right ↗

Demo mode

Standard $19 shows the headlines only.

Standard $19 shows 4 core modules. Premium $49 unlocks all 11 sections with every claim cited. Deluxe $79 adds the live chatbot and clause-by-clause contract review.

Unlock full report →

Sample report

This is an illustrative sample. Numbers and fields shown reflect what a complete report contains for a NSW commercial property; your report will be specific to your address.

1.Verdict

Walk · 2.5/10

Single-tenant Crows Nest retail on a fresh 7-year lease at $1,180/sqm net. Strong covenant against a Metro-priced strip, but three doc-level issues need resolving before exchange.

1.1Headline numbers

AssetSingle-tenant retail premises, ground floor + mezzanine
Lettable area (NLA)162 sqm
Passing rent$191,000 pa + GST + outgoings
Lease term remaining6.4 yrs to first expiry, 2 × 5 yr options

1.2Scorecard

DimensionScore / 10Comment
Tenant covenant7Established national operator; ASIC current; no adverse notices.
Lease quality7Net rent, CPI reviews, market review at option, standard make-good.
Pricing vs comps6Asking $3.55m sits at 5.38% yield. Crows Nest 12-mo strip comps cluster 5.0% to 6.2%. Mid-pack.
Planning / use8B2 Local Centre zoning; retail use fully compliant; no current DAs.
Physical condition6Building survey pending; vendor disclosure flags one make-good obligation.
Contract risk5Three HIGH-impact contract issues flagged below. See Section 1 for redline.

1.3Indicative offer band

Target net yieldImplied priceZone & commentary
5.00%$3.82Mwalk above · Above this level the strip's recent prints don't support the price.
5.50%$3.47Mstretch · Justifiable only if HIGH flag #1 is fully resolved in writing.
5.75%$3.32Mtarget · Mid-market for Crows Nest 2065 retail strip, 12-mo window.
6.25%$3.06Mopportunistic · Reflects unresolved incentive-deed exposure carried by Buyer.

Buy if

  • HIGH flag #1 (incentive deed assignment) is repaired by deed of variation before exchange
  • Tenant produces a current bank guarantee equal to 6 months gross rent
  • Section 149 certificate confirms no contamination or flood-prone overlay

Walk if

  • Vendor refuses to assign or release the incentive obligation
  • Lease cannot be re-issued without the disputed permitted-use carve-out

2.Flags & cross-check

The following are unresolved deltas between the contract / disclosure and independent evidence. Each must be closed out before exchange.

Flag 1: Incentive deed obligation not assigned to Buyer in sale contract (HIGH)

The Incentive Deed (v1, signed 2024) records a $48,000 fit-out contribution payable to the Tenant on each option exercise.

Reference Schedule of the sale contract is silent on whether this obligation transfers with title at settlement.

Without an explicit assignment, the Tenant could legitimately invoke the deed against the Buyer post-settlement while the Vendor retains the cash benefit of the sale.

Action: Insert a special condition assigning all Vendor obligations under the Incentive Deed dated 14/03/2024 to the Buyer, with the deed annexed.

Incentive Deed cl. 3.2 · Sale Contract Special Conditions (Schedule 2) · Conveyancing Act 1919 (NSW) s.51A · Buyer's solicitor · pre-exchange

Flag 2: Lease 'permitted use' clause narrower than the Disclosure Statement (HIGH)

Lease cl. 4.1 permits use only as 'a licensed café and ancillary retail'.

Vendor's Disclosure Statement describes the tenancy as 'café, takeaway and small-bar use'.

If the Tenant later seeks to expand into the small-bar use described to the Buyer, the lease as drafted would require a deed of variation, and may trigger a market review.

Action: Require Vendor to procure a deed of variation widening cl. 4.1 to match the disclosed use before exchange, or accept a price adjustment.

Lease cl. 4.1 · Vendor Disclosure Statement, item 12 · Retail Leases Act 1994 (NSW) s.16 · Buyer's solicitor · pre-exchange

Flag 5: BAL-29 bushfire prone land (HIGH)

Property sits within mapped bushfire prone land. Northern boundary abuts unmanaged bushland.

Action: Obtain a specialist report and confirm before exchange.

NSW RFS Bushfire Prone Land 2025-03 · buyer · pre-exchange

Flag 3: Bank guarantee marked 'to be provided' on the Leases Schedule (MEDIUM)

Schedule 3 of the lease specifies a bank guarantee equal to 6 months gross rent ($95,500).

Leases Schedule attached to the contract records the guarantee as 'to be provided on settlement of sale'.

Buyer accepts settlement risk if no guarantee exists at completion.

Action: Require Vendor to lodge the bank guarantee in escrow at exchange.

Lease Schedule 3 · Sale Contract cl. 18.4 · Buyer's solicitor · pre-exchange

Flag 6: Elevated urban heat island intensity (MEDIUM)

LGA-wide urban heat island intensity of +2.4 degrees C above regional baseline. Canopy cover deficit in immediate suburb.

Action: Obtain a specialist report and confirm before exchange.

Greater Sydney UHI Index 2024 · buyer · pre-exchange

Flag 7: Local heritage item under LEP (MEDIUM)

Property is listed as a local heritage item in the council Local Environmental Plan. Affects renovation and demolition scope.

Action: Obtain a specialist report and confirm before exchange.

Council LEP 2024 - Schedule 5 · buyer · pre-exchange

Flag 4: Land tax adjustment basis not stated on contract (INFO)

The contract's Adjustments clause omits whether land tax is adjusted on a single-holding or multi-holding basis.

For a Crows Nest commercial property, single-holding is materially lower (~$8.4k pa vs ~$31k pa multi-holding).

Action: Insert single-holding basis as a special condition or accept multi-holding adjustment with eyes open.

Sale Contract cl. 14.5 · Buyer's solicitor · pre-exchange

2.1Cross-check matrix

Vendor's claim against independent finding. 6 facts checked; only non-match rows shown by default.

FactVendor's claimIndependent findingStatus
Permitted useLease: usecafé, takeaway, small-barDisclosure Statement item 12licensed café + ancillary retail onlyLease cl. 4.1MISMATCH · Flag 2
Incentive obligationContract: special conditions(silent)Sale Contract Schedule 2$48k payable to Tenant on each option exerciseIncentive Deed cl. 3.2MISMATCH · Flag 1
Bank guaranteeLease: security$95,500 (6 months gross)Lease Schedule 3'to be provided on settlement'Leases Schedule (Sale Contract)MISMATCH · Flag 3
Land tax basisContract: adjustments(not stated)Sale Contract cl. 14.5default = multi-holding under standard formConveyancing (Sale of Land) Regulation 2017 (NSW)OPEN

3.Identity

Suburb
Crows Nest
State
NSW
Postcode
2065
LGA
North Sydney Council
Lot
12
Plan
DP735289
Coordinates
-33.8252, 151.1985

4.Lease

4.1Term & options

Tenant
Crows Nest Coffee Co Pty Ltd ACN 642 117 384
Lease term
7 years from 14/03/2024
Options
2 × 5 years at market review (CPI+2% cap)
Expiry
13/03/2031

4.2Rent & reviews

Commencement rent
$191,000 pa + GST
Annual review
CPI (Sydney All Groups)
Option review
Market review, CPI+2% cap

4.3Outgoings recoverability

OutgoingAnnualRecoverable?Risk
Council rates$4,820YES
Water rates$1,940YES
Land tax (single-holding)$8,400NORetail Leases Act 1994 (NSW) s.23 prevents pass-through.
Insurance$3,620YES
Repairs / capex$2,200NOLandlord obligation under cl. 12.

4.4Security & tenant covenant

Bank guarantee
$95,500. TO BE PROVIDED on settlement (flag #3)
Personal guarantee
Directors of Crows Nest Coffee Co Pty Ltd

4.5Make-good, assignment, default

Standard make-good on lease expiry; one obligation flagged in Vendor Disclosure (worn flooring in trade area).

4.6RSLA status

Retail Leases Act 1994 (NSW) applies. Lease was registered as retail; protections apply throughout.

5.Sale contract

5.1Parties & property

Vendor
(Illustrative. Vendor entity is sourced from the uploaded sale contract)
Buyer
(blank, for sample viewer to populate)
Property
69 Willoughby Road, Crows Nest NSW 2065

5.2Title encumbrances surviving settlement

ItemDetail
Lease (registration number from title)Illustrative. Encumbrance list is read from the uploaded contract / title search
Easement for servicesIllustrative. Easement details are read from the uploaded contract

5.3Price, deposit & settlement

Price
$3,550,000
Deposit
10% on exchange ($355,000)
Settlement
42 days from exchange

5.4GST

GST election
Margin scheme NOT applicable; supply of a going concern (s.38-325)
GST status of Vendor
Registered
GST status of Buyer
Must be registered before settlement

5.5Land tax adjustment

Multi-holding default applies absent special condition. See flag #4.

5.6Conditions

Subject to finance
Not Applicable (Buyer waived in offer)
Subject to building inspection
Not Applicable
Cooling-off
Waived under s.66W certificate

5.7GST going-concern conditions

Going-concern testStatus
Property tenanted at settlement?YES
Vendor and Buyer both registered for GST?Vendor YES, Buyer PENDING
Written agreement that supply is going concern?YES (Schedule 2)

6.Planning

6.1Zoning & planning controls

Zoning
B2 Local Centre (North Sydney LEP 2013)
Permitted use
Retail premises, food and drink, small bar (with consent)
Height of building
11m
FSR
2.5:1

6.2DA history & surrounding supply

No active development applications. One historical DA (2019) for shopfront refit, approved and completed. Section 10.7(2) certificate clean.

7.Comparables

Per-property commercial sale records are not published as open data in NSW (the Valuer-General bulk sales feed is licensed CC BY-NC-ND, so we cannot republish individual sales in a paid report). DealVet instead reports area-level context from ABS. Crows Nest commercial retail has no separate published median, so the figures below are the residential dwelling benchmark for the area. Treat them as locality context only, not a comparable for this asset. For an asset-level value, commission an agent appraisal or a registered valuation.

Market position
Insufficient data

Basis: no commercial comparable available; residential median shown as locality context only

  • 3.5% yield -> $5,456,857
  • 4.0% yield -> $4,774,750
  • 4.5% yield -> $4,244,222

8.Financials

8.1Income, Year 1

Item$ paNotes
Gross face rent$191,000Per Leases Schedule
Outgoings recovery (recoverable items)$10,380Council, water, insurance, passed through under cl. 11

8.2Landlord-borne expenses

Item$ paNotes / Risk
Land tax (single-holding basis)$8,400If basis specified pre-exchange (flag #4)
Repairs / capex reserve$2,200Landlord obligation, cl. 12
Vacancy reserve (3% of rent)$5,730Conservative, single-tenant

8.3Implied price / NOI sensitivity

Net yieldImplied priceComment
3.50%$5,456,857Implied price at 3.5% net yield (NOI / 0.035).
4.00%$4,774,750Implied price at 4.0% net yield (NOI / 0.040).
4.50%$4,244,222Implied price at 4.5% net yield (NOI / 0.045).

8.4Stamp duty

Implied priceStandardAFAD (foreign)Total if foreign
$3,550,000$177,661$0$177,661

8.5Land tax

Annual land tax on a land value of $3,550,000 (NSW). Estimated on the sale price as a proxy. Actual land tax is assessed on the Valuer-General site value, which is typically lower. Source: https://www.revenue.nsw.gov.au/taxes-duties-levies-royalties/land-tax

Land value
$3,550,000
Land tax (annual)
$39,700

8.6GST

Going concern. Supply between two GST-registered entities at settlement, no GST on the consideration.

8.7Year-1 holding-cost summary

Calculated via Deterministic aggregate of stamp_duty + land_tax + council_rates + strata_levy + insurance + gst.

Line item$
Stamp duty (year-one one-off)$177,661
Council rates (12 months)$2,310
Insurance (building + contents median)$5,200
GST (one-off, on contract settlement)$355,000

Total: $540,171one-off $532,661 + annual recurring $7,510

9.Taxes

Stamp duty (NSW)
Sample. A deterministic stamp-duty calculator is on the roadmap (audit item #4)
Land tax pa
Sample. See Financials 8.5 disclaimer
GST
Nil (going concern)

GST

Calculated via ATO GST property guide (commercial premises taxable at 10% of sale price).

Property type
commercial
Sale price
$3,550,000
GST applicable
Yes
GST amount
$355,000
  • Going-concern (Div 38-J) election makes this GST-free.
  • GST-registered buyer can claim 10% input tax credit.

Council rates (estimate)

Calculated via North Sydney City Council Rates Resolution (FY2024-25) (median fallback). Council-specific schedule.

Annual rates
$2,310
Fixed charge
$875
Variable component
$1,435
Valuation basis
site value

Source: https://www.northsydney.nsw.gov.au/property-rates/rates-charges

10.Physical

10.1Building basics

Build year
Illustrative. There is no national free building-age dataset; live report will show this only when the user uploads a building report or strata records
Construction
Illustrative. Surfaced only from uploaded survey/building reports
NLA / GLA
Illustrative. Surfaced only from uploaded lease/disclosure
Insured value (current cover)
Illustrative. Surfaced only from uploaded body corporate / insurance certificate

10.2Asbestos

Illustrative sample text. The live pipeline does not assert asbestos presence without an uploaded hazardous-materials report; your report will state the data source for any asbestos claim.

10.3Insurance review (Body Corporate-held)

CoverSum insured / status
BuildingIllustrative. Surfaced only from uploaded insurance certificate
Public liabilityIllustrative. Surfaced only from uploaded insurance certificate
Loss of rentIllustrative. Surfaced only from uploaded insurance certificate

11.Location

11.1Macro location

Suburb
Crows Nest NSW 2065
LGA
North Sydney Council
Distance from Sydney CBD
Illustrative. Exact transit distances are not yet computed by the live pipeline
Nearest Metro station
Illustrative. Nearest-station lookup is on the roadmap

11.2Transport & access

Illustrative sample text. The live pipeline produces qualitative transport context only when grounded in a free public-transport dataset; pedestrian-count rankings and named council retail audits are not part of the current ingestion pipeline.

12.Environmental

12.1Searches in the disclosure pack

SearchSourceResult
EPA contaminated land recordNSW EPANot on register
Section 10.7(2) planning certificateNorth Sydney CouncilNo flood, no contamination overlay
Section 149: heritageNorth Sydney CouncilNot heritage-listed

12.2Buyer-side searches still needed

  • Phase 1 ESA (recommended. 1962 build, prior service-station use within 50m radius)
  • Hazardous-materials inspection (asbestos / lead paint, given build year)

13.Demographics & SEIFA(2021 Census)

Data as of 10 Aug 2021Warehouse

Advantaged area (SEIFA IRSAD 1088); median $2,480/wk, age 34

Population (SA1)
412
Median age
34.6 yrs
Median household income
$2,480/wk
Median rent
$620/wk
SEIFA IRSD
1062 (Above average)
SEIFA IRSAD
1088 (Above average)
SEIFA IER
1015 (Average)
SEIFA IEO
1124 (Advantaged)

Energy rating (LGA): 5.5 stars (NatHERS) across 1,843 certificates.

14.School catchments

Data as of 31 Jan 2025Warehouse

In-zone for Anzac Park Public School, Cammeraygal High School

  • Anzac Park Public Schoolin-zone
    Primary · to Year 6
  • Cammeraygal High Schoolin-zone
    Secondary · Years 7-12

15.Crime statistics

Data as of 31 Dec 2024Warehouse

Theft: ranks 98 of 128 NSW LGAs (1 = safest)

CategoryCountRate / 100k
Theft421-

16.Next steps

16.1Pre-exchange checklist

Insert special condition assigning Incentive Deed obligations to Buyer at settlementFlag 1
Procure deed of variation widening Lease cl. 4.1 to match DisclosureFlag 2
Bank guarantee in escrow at exchange (or price adjustment)Flag 3
Insert single-holding basis special conditionFlag 4
Confirm net lettable area from the lease schedule or a measured survey
Request tenancy rent ledger and a vendor warranty on arrears or disputes
Obtain ASIC company extract and credit check on the lessee
Complete the pre-exchange tenant financial, ASIC and credit verification
Obtain tenant estoppel certificate and confirm attornment and default status

16.2Pre-settlement checklist

Order updated title search 5 days before settlement
Confirm Buyer entity is GST-registered before settlement
Phase 1 ESA report received and reviewed
Confirm unimproved value and single-holding land tax via the Valuer-General

16.3Document index

DocumentStatusDate
Title searchREQUEST(pending)
Lease (registered)REQUEST(pending)
Vendor Disclosure StatementREQUEST(pending)
Incentive DeedREQUEST(pending)
Section 10.7(2) certificateREQUEST(pending)
Phase 1 ESA reportCOMMISSION(pending)

Chat with this report

Deluxe ($79) adds a chatbot that answers questions from the full dossier. Switch the tier toggle to Deluxe to try it.

See Deluxe →

Unlock more of this report

One upgrade opens a whole category. Same report, deeper detail.

Deluxe analysis & tools
DELUXE $79

Maximum reasoning depth and a clause-by-clause review of the lease and contract you upload.

Sample report: 69 Willoughby Road, Crows Nest | DealVet